Impact
Impact Claims: When Your Property Suffers a Collision
Impact damage occurs when an external object strikes your property, most commonly involving vehicles crashing into buildings (homes or businesses). Other causes include falling trees, flying debris, or collapsing structures from neighbouring properties. These incidents can cause significant structural damage and loss to contents.
The Third-Party Advantage & Challenge:
When the impact is caused by someone else (a third party), their liability insurance should cover your losses. While this is positive news, securing full compensation can be complex. Challenges include proving liability, dealing with the third party's insurer, and ensuring a thorough assessment of all damage – both visible structural harm and less obvious damage to your contents or business operations.
Why You Need CMS Expertise:
Navigating third-party claims requires specific knowledge and assertive negotiation. At CMS, our specialist loss assessors have extensive experience handling impact claims across Northern Ireland. We act as your professional representative, taking on the complexities:
Comprehensive Damage Assessment: We meticulously evaluate all structural damage, content losses, and potential business interruption.
Third-Party Claims Expertise: We advise on liability issues and handle all communication and negotiation with the third party's insurer.
Maximising Your Settlement: We fight to secure the full and fair compensation you deserve under the third party's liability policy, covering repairs, replacements, and associated costs.
Stress-Free Process: We manage the entire claims process, from initial assessment to final settlement, keeping you informed every step of the way.
Don't face the aftermath alone. Let CMS be your dedicated ally. We shoulder the burden, advocate fiercely for your best interests, and work tirelessly to secure the maximum settlement. Our goal is simple: to get your property fully restored and your life or business back on track with confidence.
Act Fast: Contact CMS immediately after an impact incident to protect your rights and strengthen your claim.
A car rolled into the side of the commercial property, causing damage to the downpipe and brickwork finish.
This client suffered damage to the entrance gates and pillars of their property due to a car losing control and crashing into the garden.
A lorry driving by the house caught a telegraph wire, causing the telegraph to fall and damage the roof tiles and the gutters.